Terms and Conditions
Welcome to Standard Wise Capital. By using our services, you agree to the following terms and conditions. Please read them carefully to ensure that you understand the rules governing the use of our website and services.
1. Acceptance of Terms
By accessing or using our website, mobile app, and any related services provided by Standard Wise Capital, you agree to be bound by these terms and conditions, as well as any future amendments. If you do not agree with any of these terms, you should not use our services.
2. Services Provided
Standard Wise Capital provides a range of financial services, including banking, loans, savings accounts, investments, and online banking features. The availability of these services may vary depending on your location and account type.
3. User Eligibility
To use our services, you must be at least 18 years old and have the legal capacity to enter into binding contracts. By using our services, you represent and warrant that you meet these eligibility requirements.
4. Account Registration
In order to access certain services, you must create an account with Standard Wise Capital. You are responsible for providing accurate, current, and complete information during registration and for keeping your account information up to date.
5. Security and Account Access
You are responsible for maintaining the confidentiality of your account information, including your username and password. You agree to notify us immediately if you believe your account has been compromised or accessed without authorization.
6. Use of Services
You agree to use our services for lawful purposes only. You will not engage in any fraudulent, illegal, or harmful activities, nor will you attempt to access or disrupt the services or systems in any unauthorized way.
7. Fees and Charges
Certain services may incur fees, including but not limited to transaction fees, account maintenance fees, and penalties for late payments. These fees will be disclosed to you prior to any transaction, and you agree to pay any applicable fees as outlined in our fee schedule.
8. Privacy and Data Protection
Your use of our services is governed by our Privacy Policy. By using our services, you consent to the collection, use, and processing of your personal information as described in the Privacy Policy.
9. Limitations of Liability
Standard Wise Capital is not liable for any direct, indirect, incidental, or consequential damages arising from your use of our services, including but not limited to data loss, service interruptions, or unauthorized access to your account.
10. Termination of Service
We reserve the right to suspend or terminate your access to our services at any time, without notice, for any reason, including but not limited to a violation of these terms or fraudulent activity.
11. Modifications to Terms
We may update or change these Terms and Conditions at any time. Any changes will be posted on this page, and the date of the latest update will be indicated at the bottom. It is your responsibility to review the terms regularly to stay informed of any changes.
12. Governing Law
These Terms and Conditions are governed by the laws of [Country/Region], without regard to its conflict of law principles. Any disputes arising from the use of our services shall be subject to the jurisdiction of the courts in [Location].
13. Contact Us
If you have any questions or concerns about these Terms and Conditions, please contact us via the contact information provided on our website.
